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A comment on Credit Scores Can Run – and Ruin – Our Lives. Parent comment

Re:Credit Scores Can Run – and Ruin – Our Lives by Sohcahtoa82 on Wednesday May 25, 2022 @02:30PM (#31508593)
A hybrid approach is the best way to go, IMO.

Like...allow up to $500 to be overdrafted with interest being charged. If you reach $500 in overdraft, then decline any further charges.

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Re:Credit Scores Can Run – and Ruin – Our Lives by pirate787 on Wednesday May 25, 2022 @06:39PM (#31511712)
Not spending more than you have is the best way to go.
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Re:Credit Scores Can Run – and Ruin – Our Lives by seattle_spring on Wednesday May 25, 2022 @08:00PM (#31512518)
Sometimes you have much more, just in a different account.
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