It doesn't click in peoples minds because it is not simple. It is patently more complex than Visa or Mastercard. If there really was the "simplicity of the Internet" then a system better than Visa or Mastercard or logging on to your bank and sending money would have appeared in the last 12 years.

Secondly, no government is giving up control of their economy to Crypto miners and the "global financial system". It will not happen, it will be regulated until it is controlled (a state owned coin effectively). I certainly don't want anonymous miners or the whims of Crypto casino controlling the economy in the country i live.

At least with the current system I can vote for a government that has control of it's economic policy, even if that vote has minimal effect. Some control is better than none.