Re:More Subprime Borrowers Are Missing Loan Payments
by scarface74 on Thursday May 19, 2022 @05:24PM
(#31440356)
I’ve always gotten better rates from the dealer. That’s after checking with the credit union and Capital One. Thads both with CarMax (multiple times) and a new car dealer.
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Re:More Subprime Borrowers Are Missing Loan Payments
by Grazester on Friday May 20, 2022 @02:31AM
(#31444027)
Yep. I bought a car within the last year. I went to the dealership with a capital one financing quote and the dealership offered me a better one.
Re:More Subprime Borrowers Are Missing Loan Payments
by bradknowles on Sunday May 22, 2022 @08:55PM
(#31474324)
One time I went to buy a car with a guaranteed loan in hand from my bank. The dealer made us wait for over two hours as they tried to find a better deal that they could do, and then finally failed and grudgingly sold us the car with our financing. That was Nissan (my car).
The next time we went to buy a car with a loan in hand from our bank, it was for my wife. We showed the guy the loan we had, he took one glance at it, and said he couldn't do anything better. He didn't waste any of our time. That was Lexus.
Suffice it to say that I'm willing to pay a higher price for a better quality vehicle with better quality service. I really don't want to buy from anyone else.
Re:More Subprime Borrowers Are Missing Loan Payments
by Grazester on Tuesday May 24, 2022 @08:54AM
(#31491372)
Toyota/Lexus is definitely of better quality than Nissan(and better dealer service)
Back in the day I would have said that the Nissan would have been just as reliable despite but that is not true now. It feels like cars made now are just so forgettable and also disposable and Nissan is leading the field here.