> There are valid criticisms of Anchor - anyone even remotely familiar with the protocol could and would speak about the yield reserve, how Anchor yields are generated from stake rewards of other tokens, the risks and failure scenarios of that design etc - but you clearly have no clue about any of this.

You have an unusually high level of confidence in understanding something (smart contract defi) that was invented, like, last week. I don't see why anyone should feel confident they understand how it works as opposed to how it's supposed to work.