News for hackers. Stuff that matters.

A comment on NY Senate Bill S5474 proposing a universal single payer health plan for NYers. Parent comment

Re:NY Senate Bill S5474 proposing a universal single payer h... by rootusrootus on Monday May 09, 2022 @04:56PM (#31319619)
That assumes you get the cost saving. If my company stopped paying for my insurance benefit and instead gave that money to me directly, and then I bought the cheapest plan I could find on the insurance exchange ... I'd be paying more, not less. By a fair amount.
[ Parent | on HN ]
Re:NY Senate Bill S5474 proposing a universal single payer h... by ceejayoz on Monday May 09, 2022 @04:58PM (#31319656)
That seems readily fixable; make it a legal requirement that companies that provide employer-provided healthcare pay the premium to the employee if they opt out.
[ Parent | on HN ]
Re:NY Senate Bill S5474 proposing a universal single payer h... by rootusrootus on Monday May 09, 2022 @05:00PM (#31319682)
In my case the premium wouldn't even come close to the marketplace cost. I'd be losing overall.
[ Parent | on HN ]
Re:NY Senate Bill S5474 proposing a universal single payer h... by ceejayoz on Monday May 09, 2022 @05:04PM (#31319726)
https://www.peoplekeep.com/blog/which-health-insurance-costs...

> Nationally, the analysis found that individual ACA Marketplace premiums are 10 percent lower than the average employer-sponsored insurance premium, after the adjustments.

(Which makes sense; it's a very large risk group.)

[ Parent | on HN ]
Re:NY Senate Bill S5474 proposing a universal single payer h... by rootusrootus on Monday May 09, 2022 @05:28PM (#31320012)
Okay, then congratulate my employer for beating the odds, I guess.
[ Parent | on HN ]
Re:NY Senate Bill S5474 proposing a universal single payer h... by mypalmike on Monday May 09, 2022 @06:42PM (#31320831)
Numbers, please. This kind of claim is just mythology unless you have numbers to back it up.
[ Parent | on HN ]
Re:NY Senate Bill S5474 proposing a universal single payer h... by mattmcknight on Monday May 09, 2022 @07:24PM (#31321210)
Is this because your employer is paying part of the cost for the plan?
[ Parent | on HN ]