Re:The strange business of hole-in-one insurance
by post-it on Tuesday May 03, 2022 @08:41PM
(#31255476)
American insurance is so freaky. In Nova Scotia, everyone has minimum $1 million liability coverage. Everyone also has uninsured driver coverage, to cover them if they're hit by an uninsured driver.
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Re:The strange business of hole-in-one insurance
by genewitch on Tuesday May 03, 2022 @09:19PM
(#31255713)
if everyone has $1mm of insurance, why would anyone need uninsured coverage?
Re:The strange business of hole-in-one insurance
by PeterisP on Tuesday May 03, 2022 @10:25PM
(#31256069)
The fact that everyone must have insurance does not mean that everyone has it. I mean, someone can cause an accident while not having a drivers license with a vehicle that's not street-legal.
I'm not from Nova Scotia, but we have the same principle of mandatory insurance that has to cover also the accidents caused by people who are violating the requirements, which doesn't add much since the requirements are strictly enforced and violations are not that common, but mitigates those rare cases.
Re:The strange business of hole-in-one insurance
by dfxm12 on Tuesday May 03, 2022 @09:52PM
(#31255915)
Just thinking off the top of my head here, there are more drivers then those registered in Nova Scotia. Not all of them have insurance.
And I know how OP worded their post, but legally in my state you have to have insurance and despite that not every driver actually has insurance. It's not like anyone checks your insurance when you put the keys in the ignition...