The strange business of hole-in-one insurance

Re:The strange business of hole-in-one insurance by killingtime74 on Tuesday May 03, 2022 @07:51PM (#31255121)

Perhaps it was reduced by a percentage for contributory negligence I’m not sure OP would know all the facts (he just knows he dosent have to pay)

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Re:The strange business of hole-in-one insurance by bsuvc on Tuesday May 03, 2022 @09:14PM (#31255683)

I think the term you mean is comparative negligence.

Contributory negligence would decline all coverage if the insured in any way contributed to the event.

I'm guessing the hotel filed a property damage claim with their insurance, who then sued the commenter, whose liability insurance worked things out with the hotel's insurance company.

You're right, the commenter would be covered 100%, but their insurance might have only paid out a fraction.

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Re:The strange business of hole-in-one insurance by killingtime74 on Wednesday May 04, 2022 @12:35AM (#31256797)

Ah, I’m an Australian lawyer and used a term of art which you might not in the states.

https://en.m.wikipedia.org/wiki/Contributory_negligence (apparently it’s a similar concept you have in comparative negligence)

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