This is what folks are talking about. Expecting things to just fall into place 'just because' without having to do the legwork to actually make/find something workable.
We know where the employers and residential zones are. We could put together a model to minimize average commute time.
The problem is that we need to have a grand "rehoming" moment to deliver it. The day where everyone gets assigned a new residence in accordance with the optimization scheme. A day that would doubtless be deferred to long past the heat-death of the universe in endless court challenges by those who ended up on the losing side of the deal in some way.
In a way, the fact we still have powerful regimes which aren't tied down to "rule of law", and specifically the "property rights as sacred" segment of it gives me hope; I'd expect to see this day occur in Beijing long before it happened in San Francisco.
Don't threaten ME with a good time!