What does that have to do with the post I was responding to? I was stating that typical employer-provided healthcare in my experience is very good. They said:

> I have NEVER used employer health insurance and anyone with major medical conditions would be foolish to depend on employer coverage in most cases. The offered plans are basically a big deductible with some minor coverage for non-catastrophic, no surgical coverage, nothing chronic

Which is just completely untrue unless the best employer you've been with is a regional fast food joint.