Re:Why I'll never use Affirm again
by simulate-me on Friday April 08, 2022 @03:09PM
(#30961253)
You don't just have to prove your facts. You also need to be acquainted with the current law and literally centuries of case-law. The burden is immense for an individual.
[ Parent
| on HN ]
Small claims court isn't that demanding.
Another aspect of that is that if you opted out of arbitration is that small claims is a huge hassle for large companies. They will usually deal with you rather than fly some lawyer in.
If you didn't, well, arbitrators are paid by your opponent, and their decision score cards reflect that.
My understanding is that this is why we have arbitration.