Cash sucks. I pretty much stopped using it in the late 2000s. Then, I moved to NYC in 2010, and at that time, it was common for places to be cash only or add surcharges to card payments. I had to re-adapt to cash-based living, and I was not a fan. Finding a bank that did ATM fee refunds helped a lot, but it was still much more of a pain than simply using plastic.