Shadow credit score could decide whether you get an apartment

Re:Shadow credit score could decide whether you get an apart... by spamizbad on Wednesday March 30, 2022 @12:04AM (#30851380)

A while back in our neighborhood group a landlord posted a unit for rent mandating a 750+ credit score. Half the comments were like "Uhhh... if your score is this high you should get a mortgage. Rates were historically low at the time of the post.

Keep in mind this was in a non-trendy neighborhood in Chicago, not NYC or SF. We are clearly not building enough housing.

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Re:Shadow credit score could decide whether you get an apart... by IncRnd on Wednesday March 30, 2022 @02:19AM (#30852023)

Over 40% of US consumers have a FICO of 750 or higher.

Here's where American consumers stand as of the most recent (April 2017) data: [1]

  FICO score range    % of U.S. consumers
  800-850             20.7%
  750-799             19%
  700-749             17.1%
  650-699             13.2%
  600-649             10%
  550-599             8.5%
  500-549             6.8%
  300-499             4.7%

[1] https://www.usatoday.com/story/money/personalfinance/2017/09...

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