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A comment on Spotify and Google Announce User Choice Billing. Parent comment

Re:Spotify and Google Announce User Choice Billing by desiarnezjr on Wednesday March 23, 2022 @06:42PM (#30784509)
Nope. All fraud and chargebacks go back to the merchant/seller. The processor will immediately hold those funds in question pending a dispute or resolution around the fraud or chargeback.

On top of that there's a hefty fee for any fraud or chargeback that's not refundable even if it's resolved in your favor. Usually in the range of $40 per instance.

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Re:Spotify and Google Announce User Choice Billing by alam2000 on Thursday March 24, 2022 @09:46PM (#30797830)
@desiarnezjr is right. It is painful for merchant to receive a chargeback. Merchants need to dispute the chargeback by providing sufficient documents. You can refer to https://www.fraudlabspro.com/resources/tutorials/how-to-disp... for those required documents by different payment gateway.
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