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A comment on Spotify and Google Announce User Choice Billing. Parent comment

Re:Spotify and Google Announce User Choice Billing by endgame on Wednesday March 23, 2022 @05:37PM (#30783758)
> To the people who think the exorbitant fees are okay: Imagine a world with no cash. Now the payment card companies decide they want 30% of all transactions. You think that would be reasonable?

Since we are heading to a world with no cash, what's stopping the card companies from doing that after there's no way back? This is why I use cash as much as possible - to delay that day.

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Re:Spotify and Google Announce User Choice Billing by applecrazy on Wednesday March 23, 2022 @05:43PM (#30783848)
> This is why I use cash as much as possible - to delay that day.

A big thing discouraging me from using cash is how suspicious people are of you when you pay in cash. I've definitely gotten weird looks from cashiers when doing so, especially when you pay in larger bills (like $100).

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Re:Spotify and Google Announce User Choice Billing by Audiophilip on Wednesday March 23, 2022 @05:55PM (#30783993)
Why would I care what a cashier _thinks_ of me when I pay for products with common legal tender? It's a completely normal means of transaction in exchange for products and services.
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Re:Spotify and Google Announce User Choice Billing by vasco on Thursday March 24, 2022 @03:42AM (#30787187)
Humans tend to want to have other humans like them and think highly of them.
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Re:Spotify and Google Announce User Choice Billing by hombre_fatal on Thursday March 24, 2022 @07:36AM (#30788470)
The pharmacist turned me down from picking up my doctor-prescribed scheduled substance from CVS because I wanted to pay in cash and she thought it seemed suspicious.

Never went to CVS again, I assure you, but cash definitely has a stigma in some situations.

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Re:Spotify and Google Announce User Choice Billing by godelski on Wednesday March 23, 2022 @11:01PM (#30785995)
I've never gotten weird looks when paying with cash except during the beginning of the pandemic. But I think that's a special case where we can have exceptions.
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Re:Spotify and Google Announce User Choice Billing by KptMarchewa on Wednesday March 23, 2022 @05:54PM (#30783975)
EU capped the rate to 0.3% for credit cards. That's also why there are no US cashback style deals or those weird point programs.
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Re:Spotify and Google Announce User Choice Billing by godelski on Wednesday March 23, 2022 @11:00PM (#30785992)
Honestly I think it is more concerning the data that they get.

But with increased transaction prices, the only way I can think of is by legislation, but we know that legislation is typically reactive and not proactive. So if the CC companies go slow enough, it's like boiling a frog. And no, cryptocurrency isn't a solution to this as (the vast majority of) transactions aren't private nor anonymous.

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