> Society is us. We have chosen social policy which turns the fundaments of life into investment strategies for the over-propertied. We can choose differently.

no we cannot, because it's not a choice. It's an effect. A different "choice" to have a desirable effect of your choosing is both hard, and can (and will, i bet) have undesirable consequences. A choice for example, could be to switch to a command economy instead, but i bet that would create housing projects that noone wants to live in.