Choosing to live in a very expensive place doesn't alter how wealthy you are, only how you spend that wealth.
It doesn't take into account the cost of living, especially the cost of land, that said living in Tokyo you'll have a far higher standard of living than someone living in rural China even setting aside cost of housing.
either you inherit or you made some very smart (lucky) investments or you stay "poor".
and then there is the purchasing power and the size of the middle class in an economy.
i could live in china and be there the top 20%, but would be able to afford massages on a daily basis. i am here in germany the top 10% (nominally top 1% in china) and yet, i need to think if i can spend 500 euro per month on massages (once a week).
Then, with that money I took a 3-year break in Romania just like that. Not the wisest investment, but I could have lived 4 years off that money.
In any case, saving is difficult with so much inflation, don't hold cash but something giving you a return. (Don't fall for bank products with 1-2% fees; they are no better than a 0.2%-fee index fund).
A basic book on personal finance that I recommend is The Richest Man in Babylon.
Yet this site says I am in the top 1%. Makes me hard to believe such stats sadly.