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Re:EU to make it mandatory to use customer-replaceable batte... by hgomersall on Sunday March 13, 2022 @03:23PM (#30664806)
As always the adage "if you can afford to self-insure, you should" applies. There are two reasons you should buy insurance: because you are required to by law, or because the cost of covering replacement or repair would be problematic (either financially or logistically).
Re:EU to make it mandatory to use customer-replaceable batte... by martyvis on Sunday March 13, 2022 @06:08PM (#30666241)
The other issue with appliance insurance or extended warranty and the like, it dilutes the obligation of companies to honour consumer guarantees. Certainly in Australia companies have been fined and otherwise penalised for promoting paid extended warranties when they should have been instead offering to make sure they meet the "fit for purpose" obligations
Re:EU to make it mandatory to use customer-replaceable batte... by vanviegen on Monday March 14, 2022 @02:26AM (#30669105)
There is one additional reason: if your circumstances make it likely that you will claim more than others, due to a cause that is not accounted for in the fee calculation.