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Re:Launch HN: Stock Unlock (YC W22) – Investment Education f... by gkop on Friday March 11, 2022 @11:33AM (#30642034)
Curious for you to go a bit further here. I’d argue two links [0] [1] have all the info a regular person needs to make prudent investment decisions. Why do regular people need your research tools?

More pointedly, and I ask this as someone completely unfamiliar with Daniel’s content, but does Daniel claim to beat the market or that his audience could beat the market? If so, there’s a moral hazard here, in the opinion of folks like myself that believe such advice is fairly dangerous.

[0] http://efficientfrontier.com/ef/0adhoc/ifyoucan.pdf

[1] https://www.bogleheads.org/wiki/Three-fund_portfolio

Re:Launch HN: Stock Unlock (YC W22) – Investment Education f... by hippofluff on Friday March 11, 2022 @12:09PM (#30642657)
Hi! Sry for the lag on the reply here, I didn't have time to read those through fully but I skimmed both.

I want to make one thing super clear, we don't make money off users trading, we are an investment/analysis tool and we make no claims/would never be a predatory entity that makes claims of x% returns/anything like that. We genuinely care about educating our users, and then letting them make their own decisions.

As for the links you sent (thanks for that btw!) I would bucket this with a bulk of the education out there, that's existed for a while, but hasn't been solving the financial literacy issue. The reason we believe this is the case is that education you sent is boring/static white text. Most people in the younger generations just don't learn that way. Further that education isn't inlined/when you need it while looking at financials.

A lot of our users/the founders find it much easier/more inviting/more fun & interactive to learn with the "clicky" ? modules we embed inline all over the site to define everything in small chunks. We are finding this is a way to learn where you actually remember things, but more importantly are engaged/having fun learning it. We have yet to see a tool besides ours to execute on this properly since it's very hard to create a consumer product that makes learning investing easy. Most importantly noobies feel comfortable in our tool, 99% of people who are brand new to investing get scared to death and never start when sent 20+ 10pt size font articles.

Lastly, my point isn't to say those resources aren't great, they are. But statistically people will just not read that, and/or not internalize it since it's not being applied when they need it while researching numbers/S1 filings/SEC reports/etc

Re:Launch HN: Stock Unlock (YC W22) – Investment Education f... by melony on Friday March 11, 2022 @07:43PM (#30647882)
How in-depth do you plan to go? Black-Scholes? Fitting volatility curves?
Re:Launch HN: Stock Unlock (YC W22) – Investment Education f... by hippofluff on Friday March 11, 2022 @08:16PM (#30648064)
Definitely not that deep! I would say those formulas/complex math are not things Stock Unlock believes are necessary for 99% of people to learn.

Surprisingly, most people don't understand price ratios, whats each line of a financial report means (i.e. operating cash flow vs investing cash flow). So you can maybe label it "investing 101", "Intelligent Investor" type stuff.

Re:Launch HN: Stock Unlock (YC W22) – Investment Education f... by moneywoes on Saturday March 12, 2022 @04:37PM (#30655120)
Can you give more info on fitting volatility curves?
Re:Launch HN: Stock Unlock (YC W22) – Investment Education f... by melony on Saturday March 12, 2022 @05:49PM (#30655746)
Lookup the term Implied Volatility Surface, it is a visualisation of an option's volatility and value across time (usually derived from black-scholes I think, assuming european style options, american ones use others like binomial). Find a decent textbook on quantitative finance related to options and derivatives (as in actual mathematical modeling, not candlestick horoscopes), they would be able to explain it better.
Re:Launch HN: Stock Unlock (YC W22) – Investment Education f... by altdataseller on Friday March 11, 2022 @02:20PM (#30644739)
Because they need to make money, and to do that, they need less people to believe what you said. That’s my cynical point of view