Ditto. Have a fairphone3 with /e/ (bought directly from them) for 2 years also. It has it's quirks and compromises, though most of those are 'features' of not having google. Overall I am happy with it but it takes a bit of work to get most of the features back of a googled phone. Signal backups, shared notes, banking apps, etc. Most banking apps work, though some only with micro-g. I would like to test some other degoogled options to compare/contrast but I would recommend /e/ (which is very close to lineage+microg) to at least technically capable people, not yet ready as a birthday gift for granny though.

my mother in europe uses a phone with /e/OS just fine. she doesn't do phone banking though.

i live in a degoogled country ;-) so for me the experience is even smoother than local phones which are filled with spy and ad ware.