This is a bit strange. It's like caring deeply about whether printf fails, but not so much whether array indexing is out of bounds. Haskell has a great story for both kinds of issue, and even its exceptions are better than panics IMO, even if they are about as tricky to use as POSIX signals, but it is relatively obscure and stigmatized to do a gross thing like use unsafePerformIO, but actually quite common/natural and accepted to use head. Lots and lots of people know to do the right thing for the latter, and there is something of a community push to avoid them, but it's just interesting to note how easy it is to make one mistake versus the other, when both matter a lot. One is treated as fundamental, and the other is not, but day to day, both kinds of issue lead to a similar magnitude of headaches, so the disparity is noteworthy.
I'd love it if even just the type signature recorded that exceptions are possible, even if there is no practical effect on how or where it is used.
Array indexing failures, on the other hand, are not something you typically care about at quite that granularity- they're usually just bugs, not something to recover from except perhaps at a much higher level.
The parent comment lumps these kinds of failures in with non-termination, which in pure functions is also typically just a bug rather than a recoverable failure. And this one isn't something you can generally check for, either- with lazy evaluation, every type in a Haskell program by default includes a "bottom" value.
I think both choices were made for a similar reason- actually handling array bounds check failures everywhere is pointless tedium (and often better folded into the iteration itself), and actually handling possible non-termination by using a total language can also get pretty tedious. There are languages that do both, and they have their uses, but Haskell went a different direction.
The interesting thing about Haskell exceptions are the async ones and the ability to `throwTo`, but I never really had a use for that, so on the whole, that was a bit of an encumbrance too. It's like trying to write exception safe C++ -- tedious and easy to get wrong. I remember a fair few sections of Parallel and Concurrent Programming in Haskell that temporarily didn't handle exceptions correctly, and it often wasn't for pure pedagogical reasons. Great book though.
defining a `head :: [a] -> Maybe a` is a very simple matter and definitely something a developer should be encouraged instead of using the prelude.
exceptions in Haskell are not meant to be used as a first class thing, but is the way to ensure a full Turing complete language where it is possible to define non-terminating behavior. Hence it really is by design.