I have online banking on my phone, if you wanna give me cash to send it to someone, no problem, why not.
Exactly.
No need to interact with any of those pesky humans.
Either the other user was uninformed or my sarcasm detector is broken today.
No, I said I had never heard of any bank offering the service of taking all the account numbers of all the bills I have to pay and paying them for me out of my bank account.
When there's a new bill for the services you added, it's displayed on a list with checkboxes right beside each one of them. Check the ones you want to pay, click Pay, and you're done. It's linked directly to your bank account. The website was created by a bank consortium.
Is a service like that what you're talking about?
> I said I had never heard of any bank offering the service of taking all the account numbers of all the bills I have to pay and paying them for me out of my bank account.
I wasn't talking about cash deposits. I was talking about paying bills. I can't go to my bank and give them the account numbers of all my bills and have the bank pay them for me. If I wanted to pay each bill in cash, I would have to schlep to each individual company I pay bills to and pay them.
For example, in Japan, you can pay bills by taking them to the local konbini - which is probably no more than a couple minutes walk away - then handing them the bills. They scan barcodes, take your cash, stamp the bills, give you your change. Done. No need for ID or a bank account.
The reason that people can’t easily pay bills in cash in the US is not because it can’t be done.
Banks do offer bill pay services, you just set it up and they mail a check every month. To your point, I don't think there's a way to get your bank to send the recipient cash every month, but I feel like that's a moot point since your cash is already in the banking system at that point.
I'm not a cash person, but this is literally how cash deposits work (in the US). You fill out a deposit slip with your account information, hand the slip and the cash to the teller, and that's about it. If you own checks, your check book probably came with some deposit slips pre-filled with your account information.