We shouldn’t push a positive mindset on those in poverty

Re:We shouldn’t push a positive mindset on those in poverty by NovemberWhiskey on Saturday February 19, 2022 @11:26AM (#30398259)

Hasn't COBRA more-or-less been obviated by the ACA rules on pre-existing conditions anyway? The only people I know who used COBRA in the past did so because there was a family member who was essentially uninsurable on an individual basis.

[ Parent | on HN ]

Re:We shouldn’t push a positive mindset on those in poverty by SilasX on Saturday February 19, 2022 @12:02PM (#30398545)

No? The healthcare.gov options with similar benefits to an employer plan are more expensive than what the employer was paying, so it often makes sense to keep the COBRA option.

Source: Did.

[ Parent | on HN ]

Re:We shouldn’t push a positive mindset on those in poverty by whatlolasdqwe on Saturday February 19, 2022 @12:00PM (#30398522)

It may not be the same in every state but when I compared my COBRA offering (pretty good healthcare) to a matching plan on the ACA the COBRA program was almost $500 cheaper per month. I was on exchange insurance between jobs as a consultant and I paid $750/mo for bronze tier "only if you're dying" insurance.

[ Parent | on HN ]

Re:We shouldn’t push a positive mindset on those in poverty by jrgoff on Saturday February 19, 2022 @04:44PM (#30400816)

The ACA plans I had available were only slightly less expensive than my COBRA, but there was not a single ACA plan available that would cover any out of network expense like my COBRA plan did. I did switch to an ACA plan after COBRA expired and it was fine, but I slightly preferred my COBRA plan.

[ Parent | on HN ]