Re:New York is using cameras with microphones to ticket loud...
by voska on Thursday February 17, 2022 @04:56AM
(#30371364)
They don't give you a discount for a better helmet because it's cheaper for them if you're dead vs paying the hospital bills for your injuries.
Re:New York is using cameras with microphones to ticket loud...
by mikestew on Thursday February 17, 2022 @09:55AM
(#30373672)
Actually, is there a single thing that insurance gives you a discount for?
ABS, having taken a Motorcycle Safety Foundation riding course (in the U. S.), and yes, for storing it in a garage. All of those are items for which Progressive gives a discount.
Re:New York is using cameras with microphones to ticket loud...
by renewiltord on Thursday February 17, 2022 @11:01AM
(#30374533)
Huh. Guess I was wrong. I have the latter two (no ABS on my old Ducati Monster). Better go get my discount. Thank you!
Re:New York is using cameras with microphones to ticket loud...
by mikestew on Thursday February 17, 2022 @11:57AM
(#30375405)
I'd say I'm surprised that Geico didn't just come out and ask these things, as Progressive did when we signed on, but Geico has never done a lot to impress me. Probably depends a lot on the agent, I don't know. Anyway, doesn't cost anything to ask, and if that doesn't work, we've been on Progressive for the bikes for decades. Never filed a claim, but rates are reasonable and they give discounts for the stuff we were going to do anyway.
Actually, is there a single thing that insurance gives you a discount for?
Like, I’m with GEICO and as far as I can tell, it’s only age of license without accident or ticket that counts.
Either every factor is a wash or insurance companies are keeping the spread as profit on their side or they have no means of enforcing.
Like, do you install a Termignoni and then call your insurance agent? “Hi, I got louder exhaust pipes installed. Also, I’ve decided to wear a nicer helmet. Also, I now keep my bike inside a garage. Just wanted to call about the discount”