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A comment on The unsustainable growth of the container ship industry. Parent comment

Re:The unsustainable growth of the container ship industry by stcont on Thursday February 03, 2022 @02:47PM (#30197767)
Mortgages and equity funding aren’t really comparable since the terms of the instruments and risk tolerance of the investors is very different.

Just because someone can’t qualify for a mortgage doesn’t mean they can’t raise funds for a business.

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Re:The unsustainable growth of the container ship industry by lolsal on Thursday February 03, 2022 @03:10PM (#30198061)
I just can't believe any financial institution would underwrite a large business plan with no collateral but would not underwrite a mortgage for the same person when they could repo the house/property if the mortgage failed.

I have no problem personally getting a mortgage, but even with a fantastic business plan I wouldn't give myself $10M for a shipping startup.

Am I totally out of touch?

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