If you're poor as dirt, but have five bucks to spare, from a mathematical perspective, you'd be stupid to not put it down on ten-thousand-to-one odds to win 20 grand.

Five dollars won't make any difference in your situation, but twenty thousand would be a life-changing amount of money.

Unfortunately, on a meta level, it's likely that were you to win, you'd go from twenty thousand to zero sooner than you'd like.