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Re:Tell HN: A Conversation Needs to Be Had over Subscription... by willis936 on Friday January 21, 2022 @09:49AM (#30024200)
Except with financing you own the product and one day the payments end. You're saying that home ownership is the same as renting if you don't buy upfront? That's simply not true.

Also, the vast majority of people would prefer to live in a home they own than burn money renting.

Re:Tell HN: A Conversation Needs to Be Had over Subscription... by andrewlgood on Friday January 21, 2022 @12:15PM (#30026542)
Some financing leads to ownership. Leasing a car does not lead to ownership - it is an extended rental.

I am not a fan of products that make it difficult to unsubscribe, but I do like the variable cost aspect of SaaS. Generally quick to start using and quick to stop.

I have not seen it commented on, but my sense is security is easier with a SaaS model. How many pirated versions of software have you come across in your career pre-Saas?