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Re:Poll: Why are people leaving their jobs? by knappe on Friday January 14, 2022 @01:45PM (#29938390)
This is something you can hedge against, which is known as a sequence risk [0]. There are investment vehicles with built in volatility buffers designed to avoid this https://paradigmlife.net/blog/episode/the-volatility-buffer-....

That 3 years of cash on hand would be better off in some kind of investment and if you're worried, supported by a volatility buffer.

[0] https://www.investopedia.com/terms/s/sequence-risk.asp

Re:Poll: Why are people leaving their jobs? by foobarian on Friday January 14, 2022 @02:34PM (#29939220)
This illustrates why rich people are rich, and have an easier time getting richer. Even if they don't have time or aptitude to learn about this kind of thing, they have family or paid professionals to guide them.