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A comment on Upwork asking me for a $12.5k refund as the client was using someone else’s card. Parent comment

Re:Upwork asking me for a $12.5k refund as the client was us... by jokethrowaway on Sunday January 09, 2022 @02:42PM (#29866650)
That's not only a States thing. Direct debit works similarly in Europe.

That said I haven't heard of companies or fraudsters abusing it

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Re:Upwork asking me for a $12.5k refund as the client was us... by Symbiote on Sunday January 09, 2022 @03:58PM (#29867264)
Direct Debit in Europe has strong guarantees in favour of the customer, e.g. reversing charges.

"A no-questions-asked, fast and simple Refund procedure available within eight weeks of the debit date."

Within 8 weeks of the charge, you just phone (or otherwise) your bank and ask them to undo the charge.

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Re:Upwork asking me for a $12.5k refund as the client was us... by CRConrad on Sunday January 09, 2022 @08:22PM (#29869425)
> That's not only a States thing. Direct debit works similarly in Europe.

Maybe it still works that way in some parts of Europe, but in others it has been changed to work differently, or doesn't exist anymore and has been replaced by other systems, depending on how you want to put it.

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