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Re:Want to be an actuary? Odds are, you’ll fail the test by bobsmooth on Tuesday December 28, 2021 @06:43PM (#29719739)
>The free market is required to accurately price the risk for each driver.

That same market means some will decide that not having insurance is a better deal. Tying insurance to something like drivers licences increases the cost of not having insurance.

>I do not see how a state-provided solution would come up with "accurate" pricing for individuals.

Can the state not hire actuaries?

Re:Want to be an actuary? Odds are, you’ll fail the test by gruez on Tuesday December 28, 2021 @07:43PM (#29720263)
>Can the state not hire actuaries?

yes, but a sibling commenter has weighed in how it turns out: https://news.ycombinator.com/item?id=29719762