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A comment on Want to be an actuary? Odds are, you’ll fail the test. Parent comment

Re:Want to be an actuary? Odds are, you’ll fail the test by Traubenfuchs on Tuesday December 28, 2021 @06:23PM (#29719588)
Am I missing something here?

Shouldn‘t the other driver pay you personally?

And then he‘d have to hash out whether his insurance pays him that money?

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Re:Want to be an actuary? Odds are, you’ll fail the test by KennyBlanken on Tuesday December 28, 2021 @07:38PM (#29720216)
What everyone is missing: you file a claim with your insurance company, and then they chase down the other party.

If rando-joe you go to the other insurance company...yeah, of course they'll tell you "we investigated our client and found we don't have to pay you" because they're very much hoping you'll say "well shoot then" and go away.

The other option is to have an attorney do it. With multiple witnesses and video footage, it's a slam-dunk case unless the driver's identity can't be established. That means a)an attorney is happy to take it on and b)the other insurance company will likely cave well before anyone even starts talking about court cases.

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Re:Want to be an actuary? Odds are, you’ll fail the test by Traubenfuchs on Thursday December 30, 2021 @06:42AM (#29735926)
Oh yeah I apparently missed the suing / negotiation effort.
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Re:Want to be an actuary? Odds are, you’ll fail the test by vageli on Tuesday December 28, 2021 @07:06PM (#29719925)
> Am I missing something here?

> Shouldn‘t the other driver pay you personally?

That still means the burden is on OP to sue the other driver since their insurance company was not paid to represent them in this type of case.

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