Re:Ask HN: Software Engineer hitting 40: what's next?
by rsanek on Saturday November 27, 2021 @04:49PM
(#29363907)
The bond tent [0] is an elegant option to deal with sequence risk. It does mean though that you'll need to save a bit more to offset the years your money is out-of-market and not making those 7% returns.
[0] https://www.kitces.com/blog/managing-portfolio-size-effect-w...