I know enough US citizens personally that I can assure you, I'm aware of the correction that needs to be applied but consider that you might be underestimating how bad things are in the US because you are comfortable.

I personally would not want to live in that system. I am 29, debt free, with a university education from one of the countries top universities where I spend 1.5 years extra for an exchange and having needed hospitalisation multiple times in my life. This experience is something that, statistically, not many US citizens my age have (especially the debt freeness), and I have had enough interactions with exchange students who expressed genuine surprise I had no second thought of going to the hospital to appreciate this carefreeness over the benefits the US system might bring for people like me in the happy path.

But that's personal opinion of course.

Even if a minor slip up doesn't ruin you, the paperwork, hassle and the constant fear is ridiculous. That's no way to live a civilized life - and I say this as an American who has experienced better care even in third world countries.