Re:Amazon to stop accepting UK Visa credit cards
by BenjiWiebe on Thursday November 18, 2021 @01:47PM
(#29268945)
Citation needed. In the US anyways, a low utilization rate is actually a (minor) good thing for your score.
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Re:Amazon to stop accepting UK Visa credit cards
by scaryclam on Thursday November 18, 2021 @02:21PM
(#29269283)
Considering the article is about the UK, I'm not sure how relevent US utilisation is in relation to it.
That aside, I didn't say low utilisation, I said no utilisation. This has a good chance of your card being cancelled by the card issuer, which has a negative effect on your credit.
Bottom line is, unless you plan to use the card, there are better methods of increasing your credit score, so it's not a good idea to get one.