Excuses are like assholes, everyone's got one. No need for a house. I don't have one, but I do have walkability and sufficient solitude, aka freedom from the boob-tube and associated neuroses. They were choices I made, prioritized over material things.

Good for you. Either share how you did it and stop gloating and judging, or go away.

You're the visitor here, cowboy. Got a job, lived beneath my means. Biggest mistake was to not finish a degree first.