One was a windows box with a generic Kingston 480GB.
The other was in a 2014 MacBook Air.
In both cases, both completely dead with no data recovery possible.
I've had a SSD fail and it was covered under warranty. Wasn't wear related and it was barely used. A month or so old.
So yeah, SSD failure is realistic for me as an issue.
YMMV
I'm not sure what else to say. I know that SSD fail from direct experience. This doesn't mesh with you. I get it.
So yeah a Mac or other device with a soldered SSD is less trustworthy.
I'm not even talking backup as best practice or some good idea. I'm actually saying that due to this pattern of unreplaceable SSDs, the cloud copy IS the primary copy. The local copy on SSD is now just a cached file. That is a very big difference.
This isn't even an Apple thing. But they are one of the first.
Don't forget external drives for data!