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Re:Physics Student Earns PhD at Age 89 by brailsafe on Tuesday November 02, 2021 @02:00AM (#29077605)
> huge opportunity cost where you miss out saving money early

Either direction only works out if a bunch of things line up in your favour over a relatively long period of time. If you choose the academic path and succeed, you end up with little money and a higher credential. If you choose not the academic path, you end up with potentially more money. However, you might fail at one or both paths, so it doesn't really matter at all, and you're better off trying both if you're not so confident. I initially chose the employment path, but as that's failed miserably over that 10 years, I have no money at all to show for it, and I've dipped into school from time to time and generally like it for the most part. If I traded that block of time for just academics or just employment, I'd probably be equally depressed and anxious, just for different reasons.

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