An advantage of crypto is that you can accept it directly. If you choose a centralized option, you're intentionally moving away from what you're suggesting the crypto space was set up for.

As for "companies like this", pretty much every company in the crypto space has terms and conditions. There's no reason why a "crypto native" company will have a more generous interpretation than a company like Stripe.

https://help.coinbase.com/en/coinbase/other-topics/other/doe...

https://www.gemini.com/legal/user-agreement#section-account-...

"[crypto] was set up explicitly to get away from companies like this."

I think that's a misleading statement since there are dozens of different currencies out there with different objectives. The original premise of Bitcoin as an alternative decentralized currency has been an abject failure since it has since morphed into an investment asset with no measurable fundamentals. Others exist to make currency transfers easier and they do that pretty well. Some likely exist as money laundering. Doge exists as a joke that got out of hand.

wait so your alternative is blocking some people from using crypto when it was set up explicitly to get away from people being allowed to arbitrarily block users?

I work at Stripe—could you email at me at [email protected] and I can look into what happened?

Fortunately, blockchain is permission less and this move will mainly help to introduce companies processing payments with Stripe to the reality of crypto payments.

I expect that most power users and big players will opt for a Stripe-free crypto payment method.