For over a decade pundits have been calling for the housing market to fall, yet prices keep going up to no end. Even Covid could not derail it. Although homes are more expensive than ever before , thanks to historically low 30-year mortgage rate and low inflation, real estate is probably a better investment now than ever before, although the down payment is more expensive. But despite this, the returns are very good, assuming you can afford the downpayent. One thing I have observed reading these articles is that it's way easier to explain why prices keep going up than propose any viable solutions. I think the best answer is building outward, expand the economy outward.