asauter
Do you have a favorite book about complex adaptive systems?
I suspect there are pronounced peaks accross different group sizes where rationality is more emergent, and of course it depends on lot of factors: subject matter, groups homogeneity, expertise, connectivity probably this is a game theory field of study.
I think luskin's citizens assembly research showed that a few hundred people from a culture, without any prior training, could with the help of domain experts make seemingly excellent policy decisions about difficult moral and technical issues.
First time home buyers can put down 3% for conventional loan, provided it is not a jumbo loan maybe it should be more aggressive to advantage new entrants who haven't had housing debt during this remarkable rate decline (price increase) over last 40 years... I think we should invert the regressive taxes: prop 13, MITD (trump partly fixed) and capital gain exemption, others?