It’s not the select that’s the problem, it’s the clause, so your explanation also seems to imply that misunderstanding on your part is real.
Which means you are performing 3 hashes, two of which are likely unnecessary and sending all of them to sql for evaluation.
Pseudo code is supposed to strip away details that might distract from fundamentals, yet your pseudo code and subsequent replies suggest that your understanding is contrary to the actual fundamentals of checking a password securely. Start with limiting the set by choosing by user, never by hash.
Jeremy Evans goes over many of the fundamentals[1], including why restriction of the selection is important, and why restriction of access to hashes (i.e. not sending them from the initial machine) are important. In his own framework (Rodauth) he doesn’t even allow selects of the hashes to be returned to app, let alone used as part of the where clause. Note the clause in each of the functions he defines (12:53 and 14:05).