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Re:Why I'm donating $150/month (10% of my income) to the mus... by caturopath on Thursday October 07, 2021 @05:52PM (#28792576)
> the optimal money move is to continue working to full retirement age

Only your highest-earning-of-SS-income 35 years matter, so it's conceivable (and probably not too rare for many HN readers) to have had 35 max-income years before FRA.

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