I used a Privacy card and NYT did a “force post” [0] after they got a decline. I contacted Privacy and this is apparently a per se violation of the Visa rules, so they opened a dispute and I won. But NYT actually tried to charge me despite me trying to cancel, and I live in CA, and the card was blocked in Privacy.

[0]: https://support.privacy.com/hc/en-us/articles/360012288214-F...