I would be completely shocked if your "personal risk assessment" is accurate. There is no clear indications on which folks will get long COVID, "age, health status, lifestyle, and so on" are generalizations not absolutes. Your chance of dying of COVID, regardless of your health status, is much greater than the chance of experiencing serious side effects in what is probably one of the most widely distributed vaccines in history.

"Feelings" have no place in science. These are numbers not subjective anecdotes, which appear to be what you're basing your decision on. Say what you like, the data doesn't lie, only people do.