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A comment on European Payments Initiative (EPI). Parent comment
> This makes fraud much harder, while still allowing online payments with credit cards.
As an European I can confirm,
> It is probably also helping smaller shops, as even Amazon customers now need to do something when they buy there.
Nope, sadly. Amazon apparently can magically skip the 2FA most/all times.
My guess is that amazon has deals with banks to streamline the process, but I don't really know
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> This makes fraud much harder, while still allowing online payments with credit cards.
As an European I can confirm,
> It is probably also helping smaller shops, as even Amazon customers now need to do something when they buy there.
Nope, sadly. Amazon apparently can magically skip the 2FA most/all times.
My guess is that amazon has deals with banks to streamline the process, but I don't really know