> Credit card payments in Europe now have to have 2-factor authentication.
> This makes fraud much harder, while still allowing online payments with credit cards.
As an European I can confirm,
> It is probably also helping smaller shops, as even Amazon customers now need to do something when they buy there.
Nope, sadly. Amazon apparently can magically skip the 2FA most/all times.
My guess is that amazon has deals with banks to streamline the process, but I don't really know
This makes fraud much harder, while still allowing online payments with credit cards.
It is probably also helping smaller shops, as even Amazon customers now need to do something when they buy there.