My issue with Plaid (and I'm not sure if I was doing something wrong) was not being able to connect to TDBANK unless I turned off 2FA temporarily on my bank account which is obviously a bad thing to do. They had some lawsuit drama back and forth before, so I'm not sure if the connection problems were related to that.

Regardless, I've quit using services that rely on Plaid. It's too much of a hassle and potential risk to deal with for me at the moment.