My anecdata is definitely this. I used to pay for almost all my media, but switching regions, logging in and out of shit, buying iTunes cards on ebay, checking through 4 different streaming apps, and then extra work when you do find what you want and try to watch it only to be told your subscription doesn't actually cover it but you can pay extra (looking at you, Amazon Prime), it's just so much fucking work when tracker -> torrents dir -> plex is so much easier and user-friendly.

And I pay for Plex.