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Re:IMF working paper suggests using browsing history in cred... by lsllc on Tuesday August 24, 2021 @04:27PM (#28294547)
The quote is not entirely true, you can get a letter of good credit (i.e. a reference) from your bank in your home country. it won't get you a $25K credit line, but it'll get you up and running with the basics.

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