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A comment on IMF working paper suggests using browsing history in credit score calculations. Parent comment

Re:IMF working paper suggests using browsing history in cred... by MisterTea on Tuesday August 24, 2021 @08:21AM (#28287847)
> For example, paying off an auto loan shouldn't make your credit score drop 60 points.

Sounds like it's working to me. Uncooperative credit slaves pay less money in interest.

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Re:IMF working paper suggests using browsing history in cred... by gruez on Tuesday August 24, 2021 @08:29AM (#28287915)
If that was the intent you'd expect your credit score to be lower if you don't carry a balance on your credit card, but that's not the case. https://www.experian.com/blogs/ask-experian/will-carrying-a-...
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