As an observation, we have become extremely accustomed to the unprecedented easy with which we can buy things, from a gigantic selection of vendors, levels of quality and design, and other (real or artificial) differentiators.

Now that this comfortable situation is starting to unravel even slightly, the reaction is one of incredulous disbelief. "Surely this can't be happening, we live in prosperous times!" seems to be the gist of a lot of people's reactions.

We have become so used to (near-)instant gratification, that maybe we need to take a step back and recalibrate our desires, demands and expectations.

I'm glad my family has always had a modest outlook and ability to comfortably live within our means, often finding creative solutions when money was a bit short.

It has ingrained in me that compromise is not a hateful thing, realistic expectations make everything more manageable. For instance, I don't hold the specific car I own• to be some essential part of my identity or image. I take the more practical view that if it performs the tasks I need and meets an acceptable level of quality and economy, I am satisfied. Then it doesn't matter if it's a Mercedes, a Toyota or a KIA. If someone looks down on me or thinks less of me because they don't agree with my choice, then that is their problem, not mine.

• I don't own one right now, but it goes for any other possession, really.

Moderation needs to come back into fashion, in a big way.